The Secret to Paying for Cosmetology School
Worried about how you’re going to pay for beauty school? Don’t be – it’s easier than you think!
As long as you know one important thing about cosmetology schools, you’ll find you have many ways of paying for school and a lot of people who are ready to help you figure out your options.
Things to Know
First, a couple of simple facts:
- Any decent school will help you find a way to pay. At the very least, a school will offer a payment plan.
- A good beauty school will have financial aid experts who can help you figure out what types of aid you can get and help you through the process of applying for it.
The real secret, though, is that the best beauty schools will have access to the best sources of financial aid. The key thing to look for is a beauty school that is accredited, which means that someone has evaluated the school and approved its programs. That allows the school to give you financial aid from the U.S. Department of Education. The Department of Education offers the largest and most affordable types of financial aid.
Find A Beauty School makes it easy to find these schools - we only list beauty schools that are accredited.
When you go in and talk with the schools that interest you, ask them about financial aid and what kinds of support they provide. Once you’ve chosen a school, that’s when it’s really time to figure out how you’re going to pay. In fact, when you apply for federal financial aid, you have to list at least one school on your application. So for now, relax and focus on finding cosmetology schools in your area that interest you.
If you want more detail before you get to the point of enrolling, here are answers to some questions students often have about financial aid:
Will I qualify for financial aid?
You will almost certainly qualify for one or more forms of financial aid.
If you’re talking to an accredited school that offers federal financial aid, you may qualify for grants (these don’t have to be repaid) as well as a variety of student loan programs. Not having money for school is not an obstacle - a lot of federal financial aid is needs-based, meaning it’s specifically intended to help students who don’t have the money to pay for school.
If federal financial aid isn’t available, your state may offer programs, usually through their employment security offices. There are also many private lenders that help students pay for school.
Your financial aid package may include one or all of these options. The best thing you can do is to look for a cosmetology school that will help you figure out what options are best for you.
How do I apply for financial aid?
The financial aid process starts with a single form with a funny name – FAFSA, which is short for Free Application for Federal Student Aid. This form gets submitted to the Department of Education and determines which federal programs you qualify for. If you want to get a sense ahead of time for what you might qualify for, the Department of Education provides an online sample that you can fill out, the FAFSA4caster
What if I don’t qualify?
If you don’t qualify on your own, you can turn to your parents to co-sign for your financial aid. In fact, if you are under age 23, your parents’ financial status will almost certainly be considered in your application for financial aid anyway.
Where can I get more information?
The Department of Education is the best resource on financial aid and provides a lot of information online via its Federal Student Aid Gateway